Free Resource

10 Questions to Ask Before You Trust Anyone With Your Money

Most people pick a financial advisor the way they pick a contractor, by going with whoever sounds confident. This checklist changes that.

Bring these 10 questions to any advisor meeting, including ours. If they can’t answer every one of them clearly, keep looking.

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  • Fee-only fiduciary since 1975
  • No commissions, no product sales
  • Charles Schwab custodian · Charlottesville, VA
  • Whole-picture financial planning

Three things your advisor probably hasn’t told you

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VIDEO 01 OF 03

“If the first thing they ask you is whether you’ve done a Roth conversion, I would get up and walk out of the office at that moment.” John Wells, CFA

Transcript

VIDEO 02 OF 03

“There’s probably an upfront load somewhere between 4 and 5% that they’re going to put in their pocket as a commission.”

Transcript

VIDEO 03 OF 03

“Fear and greed still drive the stock market. AI is not doing anything to combat those things.”

Transcript
THE 10 QUESTIONS CHECKLIST

Take these questions into your next advisor meeting.

We wrote this guide to be used anywhere, including against us. Download it, bring it in, and see who answers every question without flinching.

What's inside

01

Are you a fiduciary, and what does that legally require of you?

02

How do you get paid, and does any of that come from what you recommend?

03

Is your investment strategy built here, or from a corporate template?

04

How do you manage my portfolio through a downturn, specifically?

05

How will you get to know me before you start investing?

06

Will you work with my accountant and estate attorney?

07–10

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